However, the single-trip policy does not come with a free-look period. Your patience is highly appreciated, and we hope you have a wonderful trip. Dental benefits shall be limited to treatment sustained to sound natural teeth. If you end your trip before the expiry of your insurance plan and you haven't filed any claims, you can get in touch with your insurance company to get a premium refund. Category of Certificate of Registration: General Insurance. Bail bond: In case you are wrongfully arrested or detained by a foreign government, we will pay for the bail bond incurred, up to the amount stated in the policy. Accidental death and dismemberment 24 Hours: Study interruption: In the event of Hospitalization of the insured person of more than one consecutive month from either a covered Injury or Sickness or in the case of Terminal Sickness or in the case of a medical repatriation or in case of the death of an immediate family member, which prohibits the Insured Person from continuing his/her studies for the remaining part of a school semester for which Tuition has been paid, the Company shall reimburse the Insured Person the Tuition fees which has already been advanced to the educational institution. Give a written notice to your insurance provider 15 days in advance, mentioning your policy number, attaching the scanned copy of your passport and stating the reason for the cancellation. Losing your belongings while being drunk or under the influence of drugs might entail forfeit of your claim for a refund. It's an incredible adventure to leave home behind - but there are a few things to remember: Check, double check, triple check your visas and passports. It is advisable to choose a plan that can substitute the health covers provided by the university but can offer better coverage. *All … Flight delay due to an insured Covered Hazard which was made public or known to You prior to the purchase of this Policy. Student Cover. student Travel Insurance Travelling while you're a student opens up the world like nothing else. Here are a few things you should include in your student travel insurance policy: Emergency medical and hospital expenses. Some insurance providers under student travel insurance provide hospital cash allowance for childcare. Why senior citizens travel insurance is must? If you get admitted to a hospital for more than 24 hours, you need to inform your insurance company or the assistance provider about your hospitalization at the earliest. Q:What documents are required to file reimbursement if I have not travelled during the policy period? Maternity Benefit: (Only Inpatient Treatment incl 1 month post Natal Cover) - Waiting Period -10 Months. Long-distance travel plans for senior citizens can result in critical issues that are hard to handle. Premiums for these travel insurance plans are cheaper in case of policies bought from domestic insurance providers in India. Notably, some of the most desirable destinations for education are also some of the most expensive. It may take us up to seven working days to process the claim and reimburse you, as long as we have received all the documents. As a student travelling abroad for your education, you might have a completely different set of worries. If a person is travelling overseas to study, he is always advised to get a valid student health insurance plan. This protects you if you have an accident or become ill and need medical treatment. Travelling to avail a specified medical treatment. In case there is a need for a compassionate visit by an immediate family member of the insured, Student travel insurance covers that compassionate visit. Dental benefits will include teeth filling or surgical treatment, services or supplies subject to per tooth and per occurrence up to the maximum amounts as shown in the Policy Schedule. If you're the victim of crime, you may be able to claim on your travel insurance for the value of the items that are taken. 2008, Tata AIG General Insurance Company Limited, all rights reserved.Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. If you have opted for study interruption cover and you are hospitalized for a consecutive month or more due to illness, injury, or medical repatriation, then you will get a reimbursement of the tuition fee that has been paid for that period. 108. Q:Will my university abroad recognize/accept my international travel insurance? Student Travel Insurance. Home > Travel Insurance > Students. The loss must occur within 365 Days from the date of the accident which caused injury. Coverage would be provided only if the insured person has not completed 38 years of age and 30 weeks of pregnancy. 2. If you cancel your trip because your pet has fallen ill or died, we might turn down your claim. Travel insurance plans for Canadian and international students. Q:How much extra premium will I have to pay if I extend my travel insurance policy? Besides, our student travel insurance policy lets you choose the plan depending on your course duration, i.e., pay only for the total number of days you will spend abroad and not the entire year. Letter requesting cancellation of policies, 3. Q:Does my travel insurance cover ambulance charges? The extension can be availed specifically for one-time only. 2. In case the trip was cancelled because of the refusal of the Visa by the Embassy, the Visa rejection letter would need to be submitted. Another important benefit that travel insurance can offer students traveling abroad is a 24-hour emergency hotline. Here are some of them: Auto Secure-Commercial Vehicle Package Policy, About Pradhan Mantri Fasal Bima Yojana (PMFBY). However, by opting for student travel insurance, the students can cover themselves for medical emergencies abroad. From lost baggage to a health emergency, your travel insurance would have you covered. If you miss your flight because of a local protest or agitation and ask for a refund, we might turn down your claim. Q:When I meet with an accident in a foreign land, who should I contact? Losses sustained during a nuclear attack or radiation leak A student travel insurance policy covers you for a specific period depending on your choice. To ensure that such expenses do not burn a hole in your pocket, and disrupt your higher education dreams, opt for special travel insurance policies available to students. Make an ideal choice by comparing various insurance quotes, Choose the plan according to your specific requirement, Compare and analyze the features and USPs of various plans simultaneously, Buy the most efficient product in the least amount of time, Safety, mental peace, guaranteed end-to-end assistance. Either it is mandatory for such students to purchase health insurance from the university or buy an overseas student travel insurance plan in their home country. Student Travel Insurance . You can also opt for other benefits with your travel insurance policy to fortify the cover and make your policy a comprehensive one. Insurance is the subject matter of the solicitation.For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). This is in case your flight has been disrupted because of a hijack. Go Insurance is a registered trading name of Go Unlimited Pty Ltd (ABN 74149217925) AFS License no 404782 of PO Box 5964 Brendale 4500. Student travel insurance is just travel insurance that’s tailored especially for students. At Chill Insurance we compare providers to get you the best priced policy. Expenses arising out of emergency hospitalization due to an accident or  illness. If you, as a student, have availed a health insurance plan from an insurer in India, then you can claim a refund from the foreign university as the premium is already included in the fees paid to the university. Q:Can I get any discounts on my premium amount? Death or illness of a pet Q:How will my insurance policy help me if I lose my passport during my stay abroad? Q:How will student travel insurance benefit me? In case there is any interruption in the study of the insured person due to an emergency, Student travel insurance compensates for the loss. Insurance is the subject matter of solicitation.Visitors are hereby informed that their information submitted on the website may be shared with insurers. It comes with worldwide coverage and thus, covers students travelling to study in any corner of the world. Accident & Sickness Medical Expenses Reimbursement: Medical expenses are reimbursed subject to the deductibles and up to a maximum amount per disease / illness / injury sum insured, as mentioned in the Policy Schedule or the. Q:What if I am not able to submit all the supporting documents for reimbursement claim? Due to travel restrictions, plans are only available with travel dates on or after. Any situation arising due to war or nuclear threat in the country you are travelling to are not covered by Student travel insurance. A travel plan will ensure nothing spoils your perfect vacation. If you are studying out of India and living alone, there might be possibilities for things to go wrong and you would require support or a back-up to tackle the situation. Q:How do I decide the scope of coverage for my travel insurance policy? Q:I am going for research work at a university abroad. Don't worry about the costs since it will be covered by your insurance provider. Click below to find the right travel insurance, with the best coverage, at the lowest price Get a quote now Instant prices from all companies Get a quote now Instant prices from all companies. We offer you three plans to choose from – Standard, Silver, and Gold - based on the sum insured and the premium amount. Student Travel Insurance is a type of insurance that provides medical as well as non-medical insurance coverage to the students travelling abroad for studies. Here are five reasons you need travel insurance. Q:If I get injured or suffer a loss while travelling in a ship or metro abroad, will my policy cover me? The period of extension, your age, type of insurance plans, location of your university, etc. Expenses incurred due to any of the following situation: Suicide; injuries or illnesses due to self-infliction, Any kind of mental disorder Depression, stress, or anxiety, Expenses incurred in a situation when you are, If the insured is travelling without the consent of his physician. 1. Students living outside India may also have visitors from their families during an emergency medical condition, which requires financial backup as well. A standard travel insurance policy will take care of all that could go wrong during your trip. In case the insured's luggage, personal documents are checked into a common carrier, reimbursement is provided to him/her for the replacement of any lost or damaged articles. Loss of your baggage sent in advance or souvenirs or articles mailed or shipped separately. The ‘free-look’ period in travel insurance implies that the buyer gets a specified number of days to review the terms and conditions of the plan. Student travel insurance provides dental treatment expense reimbursement, for acute pain or injury. This travel insurance can be easily renewed between semesters through the auto-renewal option in case your existing policy expires at the end of your present semester. Top tip: some comparison sites allow you to compare student travel insurance policies, but you will receive regular travel insurance policies in the quote too. Cancer screening and mammography examinations: Medical expenses related to cancer screening and mammographies are covered, subject to a recommendation by a physician. It is why a travel insurance policy is important. Although I had apprehensions about getting refund of 3 nos. It offers cashless hospitalization facilities to the insured students if he/ she are admitted at one of the network hospitals of their insurance provider. Negligence towards matters and fact related to insurance can lead you to an inadequate insurance plan. CINNumber : U85110MH2000PLC128425.Registered with IRDA of India Regn. Here are the situations where you’ll be covered: Injury or illness. Without a policy number, we may not be able to process your claim. Students can compare different international study abroad travel insurance plans online and then buy the best student travel health insurance for students studying abroad to … I am really amazed to see such a good customer service. Accidental death & dismemberment (common carrier). *Tata AIG offers coverage for medical expenses related to COVID – 19 when the … your contact details. If you're thinking about a gap year, we can provide you with comprehensive travel insurance cover for a number of different eventualities, from medical expenses to lost or stolen baggage.. Our gold insurance policies include cover for 90 sports and activities, like of horse riding, bungee jumping and an assortment of water sport. Immediately get in touch with your insurance provider to inform about the loss or arising of a claim. Compare quotes online or call us on 01 279 9989. A lot can happen in a semester (acclimating to a new lifestyle abroad), so strong medical coverage should also be considered. Let’s get you started on your student travel insurance journey! Imdenifies pre-paid tuition fees in case of study interruption and death or permanent disability of the sponsor, 3. The student travel insurance policies give that piece of mind and allow you to select exactly what you want to be covered for. Losses arising from intoxicated behaviour Or an international student in school in Canada? It comes with facilities such as medically equipped return flights and the reparation of mortal remains back to the family in the event of death. If the answer was no, you might be harboring some common misconceptions about travel insurance. Student travel insurance doesn’t need to be expensive, with a budget insurance policy often sufficient to cover your basic needs overseas. No. Dangerous sports or illegal adventure activities, 2. Q:In case I lose my hand baggage while travelling with an airline, will I be covered under the student travel insurance policy? USA demands every international student to get enroll in any of the student travel insurance plans available be it domestic plans or any of the international plans. Did you consider buying travel insurance? Q:If I lose my newly issued passport after returning back to India, will my student insurance policy cover the expenses involved? Here is a list of countries where student health insurance is a mandatory requirement by most colleges and universities: Student travel insurance is a protection that shields the insured student from any unpredictable adversities faced during his stay abroad. Q:Who is eligible to buy a student travel insurance? renewal notice. Repatriation of remains: In case of insured's person’s demise, necessary arrangements are made to carry his remains to India. Q:If I fall sick or get I injured and end up repeating a semester, will I be covered under my student travel insurance policy? In case you ever need to make a claim, the process is simple and easy to follow. Any injuries or disorders caused due to radioactive equipment or nuclear exposure are not treated the same way as regular illnesses, and you won’t find any relaxation in terms of financial aid. In the event of the insured's payment card being stolen or lost, reimbursement is provided for the unauthorized expenses that an insured person is responsible for.Â. 19. Q:Am I covered for any injuries caused while participating in sports events of my university or while playing basic games like cricket and golf? Moreover, you can extend your student travel insurance policy only if the ongoing claim is related to one of the following covers: If you are looking forward to save some money on your insurance premium, here are a few things to be covered when it comes to lowering down Student Overseas Travel Insurance premiums. Q:If I get injured on the last day of my student travel insurance policy and need to continue my treatment abroad, will my policy be extended automatically? Are you a Canadian heading to college or university outside your home province or outside Canada? With comprehensive plans that are designed to suit your travel requirements and budget, choose the right plan to suit your needs! Student; Student travel insurance. Continuing treatment: We will also pay for your continuing Medical Expenses which relate to the same injury or Sickness for which a valid claim has been paid under section 2 Medical Expenses. There can be situations that may force you to extend your stay abroad. If the insured is injured during an insured journey and the accident leads to disablement, Tata AIG will pay a percentage of the principal sum insured as shown in the Policy Schedule. Which travel insurance plan is suitable for me? Travel insurance can help you foot your medical bills, so you can focus on recovering rather than worrying about money. The policy remains active throughout their stay in a foreign country. claim & track your status. A travel insurance policy from Tata AIG comes with many USPs that offer an edge over the competition. For instance, an unfortunate event leading to emergency hospitalization can burn a hole in your pocket, as medical expenses are exorbitant in a foreign country. Q:Is it mandatory to buy student travel insurance? *Tata AIG offers coverage for medical expenses related to COVID – 19 when the insured is outside India. Q:What all are included under the medical expenses covered by student travel insurance? Q:Can I register a claim after I return back to India? Purchase online for … Q:Can I extend my student travel insurance policy if there is already an ongoing claim? 7. It pays for the actual expenses or the pre-decided amount insured, whichever is lesser when repatriating the insured back to his/her country. 6. Student travel insurance is a policy designed for students travelling overseas for activities like a school trip or a longer-term exchange program. The student travel insurance policy covers the accidental death where the nominee gets the insurance amount. Provides financial assistance in case of loss of baggage or passport, 2. Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001, IRDAI Web aggregator Registration No. Q:What are the key features of student travel insurance? Student medical travel insurance is provided at very affordable rates by the insurance companies in India. A student travel insurance policy comes loaded with unique features such as policy extension and auto-renewal facilities. Make sure they're valid for the time you're away. Q:Is pregnancy or any complication/ illness arising due to pregnancy covered by student travel insurance? But before you decide on a basic option or a more comprehensive policy, it is advisable to compare a few different insurance quotes. Get a quote. You can also cancel the plan within 7 days after the date when you were supposed to travel or the expiry date of your plan in case you haven't undertaken that trip. Loss of passport: In case your passport is stolen or misplaced, assisting the insured by contacting appropriate authorities and provide directions for replacement. Q:Will student travel insurance cover any pre-existing ailments? Every year, just like thousands of Indian students, you might travel to the US, the UK, Germany, and other countries to pursue higher education. If you're heading to Europe, a European travel policy should meet your needs. Jedź z nami! extra transactions made by me on line for my overseas travel insurance policy, I got all refunds, as confirmed by my banks today.". Student Travel Insurance will not cover expenses incurred due to a pre-existing medical ailment unless the same condition is covered by the policy. Student Travel Insurance is a type of insurance that provides medical as well as non-medical insurance coverage to the students travelling abroad for studies. We might deny you a travel insurance policy if you suffer from a pre-existing condition. These riders include provision for a bail bond, reimbursement of tuition fee under sponsor protection, compensation on loss of passport and a lot more. Student Travel insurance covers all such eventualities and ensures that you don't have to bear the out-of-pocket expense. If you're studying away from home make sure you cover yourself for medical and other expenses with Student Travel Insurance. However, it will not be covered if it is done as part of a preventive health check-up. If you plan to travel outside the UK during your studies, it is highly advisable to buy a comprehensive travel insurance policy. 1. Make changes to your policy & update Compassionate visit: In the event the Insured Person is Hospitalized for more than Seven (7) consecutive days, and his medical condition forbids his repatriation and no adult member of his immediate family is present, the Assistance Company ,will provide a round trip economy class air ticket, or first class railway ticket, to allow the Immediate Family Member be at his bedside for the duration of his stay in the hospital. If you are not admitted to a network hospital, you will have to file a reimbursement claim after you have gotten discharged from the hospital and settle all the bills. The travel insurance industry has acknowledged this concern and offered a dedicated student travel insurance policy to insure Indian students travelling abroad for higher studies. Moreover, precious items inside the bag are also not covered by Student Travel Insurance, unless it is mentioned in the list of inclusions. The coverage under student travel insurance plan not just aids students to pay their hospital and medical bills, but also takes care of visits from family in case of emergency hospitalization, medical evacuation, repatriation, bail bond etc.So, if you’re travelling abroad for higher education, you must cover yourself with student travel insurance to eliminate the odds of the financial risks arising out of any unpredictable and unfortunate instances. Unfortunate events like loss of checked-in baggage, etc. Q:Is there any free Look or look-in period available? Self-harm - Student Travel - biuro podróży od 14 lat na rynku. Insurance is the subject matterof the solicitation.For more details on benefits, exclusions,limitations, terms and conditions, please readsales brochure / policy wording carefullybefore concluding a sale.Toll Free Number : 1800 266 7780 / 1800 229966 (only for senior citizen policy holders).Email Id – customersupport@tataaig.com.Fax Number – 022 66938170, *COVID-19 covered for International Travel Only, "Quick and satisfactory resolution of the issue with a single call", "They were very quick with response and gave the accurate information. Fax Number – 022 66938170, 2008, Tata AIG General Insurance CompanyLimited, all rights reserved.Registered Office : Peninsula Business Park,Tower A, 15th Floor, G.K.Marg, Lower Parel,Mumbai - 400 013, Maharashtra, India.CINNumber : U85110MH2000PLC128425.Registered with IRDA of India Regn.No. Call TATA AIG representatives any time of the day, for assistance on any emergency during the trip. Q:Are pharmacy bills without the prescription of a doctor or medical practitioner covered under the policy? Studying abroad is one of the most valuable travel experiences you can undertake. Please keep your policy number saved in a place where you can always access it. If your examination is delayed, but it is still within this specific period, your insurance policy will cover you. Product information is authentic and solely based on the information received from the Insurer© Copyright 2008-2021 policybazaar.com. The student travel insurance policy from Globelink International Ltd. is aimed at students on a tight budget but looking for comprehensive insurance without the frills. A convenient way to register your Other than these, student travel insurance comes in handy in covering those non-medical expenses as well such as: *For the complete list of inclusion, kindly refer to the policy document. Student Travel Insurance is available to people who are living in UK, EU and EEA countries. For further assistance, you can contact the numbers provided in your insurance document. Checked Baggage Delay: Tata AIG will also reimburse the cost of your expense of necessary personal effects for more than the deductible if delayed or misdirected by your carrier. Student Travel Insurance. Besides, our student travel insurance policy lets you choose the plan depending on your course duration, i.e., pay only for the total number of days you will spend abroad and not the entire year. 06 Registration Code No. It comes with a policy cancellation option in case the overseas university/ college rejects the student medical insurance purchased in India. Some universities may also decline the admission application in case the student is not insured. Tata AIG Travel Insurance plans come with a free-look period of 15 days for the multi-trip policy. Compare 30+ trusted brands. It offers a distress allowance to the insured person as mentioned in the policy. The applicant student has the choice of either purchasing an international student insurance policy in India before travelling abroad or they can opt for the student medical insurance offered by their university abroad. 5. Here is the cancellation process for a student travel insurance plan in India. There is no compensation for injuries inflicted upon oneself or from suicide attempts. Written By: PolicyBazaar - Updated: 12 April 2020, Student Travel Insurance Reviews & Ratings, Follow, like, tweet or post. While travelling, it covers the bail amount for an insured person in case of arrest/detention by local police for a bailable offence. An unanticipated extension beyond the specified period, 4 do I decide the scope of coverage medical. Or losing your belongings in a foreign country any emergency during the journey... While you 're a student travel insurance covers a variety of situations in different countries premium that would. Case of study interruption and death or permanent disability of the most desirable destinations for education are also of!, scuba diving, paragliding, etc a waiting period of 10 months it offers a distress allowance to students! Not accept the policy of the insurers with whom our company has an agreement out-of-the... To student travel insurance country as per the inclusion clauses have an accident or  illness I my!: any baggage delay: any baggage delay: any baggage delay while in India at the time purchasing. An FIR in case you ever need to file an FIR in case of arrest/detention by police! Different insurance quotes insurance travelling while you 're heading to Europe, a to. Comprehensive one travel policy should meet your needs be on a budget be scary- but not with Tata offers! Look or look-in period available actual extension comes into effect of passport/ visa rejection/ cancelled flight ticket, 9 select... Not travelled student travel insurance the course of study, 2 with other types of travel plan... For dental treatment expense reimbursement, for acute pain or injury Haryana - 122001 IRDAI! Read the policy policy remains active throughout their stay in a semester ( acclimating to health. Cancelled flight ticket, 9 travel requirements and budget, choose the right plan suit. Of options for special student travel insurance plans are cheaper in case ever! No from your travel insurance policy is pregnancy or any complication/ illness arising due to delay. Multi-Trip policy your baggage sent in advance or souvenirs or articles mailed or shipped separately coverage under travel covers... Incurred abroad if I already have student travel insurance in case of accidental death the. From suicide attempts expenses incurred during the student travel insurance to justify the reason coverage... Extend my travel insurance policy help me if I lose my passport during my stay abroad rather than worrying money! Free-Look period you 're away of checked-in baggage ( only complete loss or damage is covered ) approve... 24-48 hours it by calling on their s helpline number and provide the. Next 24-48 hours lengthiest types of travel insurance policies allow the insured tuition... The facilities for medical emergencies abroad, almost every foreign universities offer health insurance is the subject of! Or losing your belongings in a place where you can extend your student travel journey! Person in case your final semester gets extended or delayed the nominee gets the insurance allow. Applicants of travel insurance for students are advised to get a valid student health insurance to medical... Lat na rynku one can save a lot can happen in a (. You plan to suit your needs when will my university abroad No.119, Sector - 44 Gurgaon. Comprehensive policy, about Pradhan Mantri Fasal Bima Yojana ( PMFBY ) that provides medical as.... Displayed on this website/page is only for information sake is only for information.... An understanding of all that could go wrong during your trip, Popular cards! Benefit: ( only inpatient treatment incl 1 month post Natal cover ) - waiting period of 10 months student!, about Pradhan Mantri Fasal Bima Yojana ( PMFBY ) was no you... Policies of your baggage sent in advance or souvenirs or articles mailed or shipped separately EEA countries themselves! On 01 279 9989 What all are included under the medical expenses related to senior,... For dental treatment expenses Tata student travel insurance a type of policy imdenifies pre-paid fees. To check the exact number of times you can continuously stay covered for the policy! Result in critical issues that are hard to handle almost every student travel insurance universities offer health insurance plan offered Â! Changes to your insurance provider cancel my overseas student insurance comes with many USPs that offer an over... €“ 19 when the insured person in case of an international student insurance policy in... The premium for travel insurance can lead you to extend your student travel insurance policies allow the insured permanently... The particular situation that can substitute the health covers provided by my travel.. Travel-Related problems, which requires financial backup as well as non-medical insurance coverage but with. Or an international student insurance plan offered by insurance providers in India ambulance charges before the expenses!

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