Tradesmen. Or even putting all your vehicles onto a single insurance policy. Van insurance protects you, your van and its contents , so you can confidently go about your business knowing you’re fully covered – just like car insurance. If you’re happy with that, just continue using the site. Building your business cover. You use your van to commute to work, even if you do not use your van as part of your job You can work out if you need private or commercial van insurance here. Business and commercial van insurance policies we offer. It provides financial protection against the same risks car drivers face. We use cookies to make sure your experience is as good as it can be. Get Insurance. Important changes. Call Now 0333 003 8450. This article contains links to other sites, and we're not responsible for the contents of any of these websites. Van insurance is a legal requirement to drive your vehicle on the road. Tailored – We understand that artisans like plumbers and florists are reliant on their vans to ensure an income.Your insurance quote should reflect the demands of your individual business. Clear Van insurance. Do I need business insurance for my van? Skip to main content. From Public liability through professional indemnity & employers liability to legal expenses. More on Highway Specialist. As the name suggests, this covers your tools should they get damaged, lost or stolen from inside your van. Affordable – GoSkippy brings you cheap van insurance as well as finding you the right level of cover.Compare van Insurance through GoSkippy and choose which cover suits you best. Highway Specialist Vehicle insurance. Here’s what you need to know about our Clear Van product: Our Clear Van product has been designed for vans up to 3.5t that are being driven for pleasure or for running a small business. We've now stopped writing new business and issuing renewals for LV= Commercial products. goods you’re delivering). Rather than simply going for a newer model, it could be time to switch to a van. Van insurance allows you to use your van or pick-up for your business, e.g. Van Insurance can be complicated, with many optional extras to choose from - such as business usage. Once you've got a decent alternative price from a comparison website, get on the phone and try to haggle (unless cashback's available, as that has to be via the net). Social. We've now stopped writing new business and issuing renewals for LV= Commercial products. You don't want to spend hours trawling through directories and calling each and every van insurance firm, repeating the same answers. However, this can mean they fall into the trap of making a comparison only based on price. But van insurance differs from car insurance, particularly if you use your van for business … Please speak to your broker about your insurance needs. If you need commercial van insurance, we’re working with a provider called Brightside Insurance who have options to suit different types of business. How to save on your van insurance. Cover designed for life on two wheels. Answer the following questions to narrow down your choice and find the right van for you: There are many ways to lower insurance premiums and the van insurance quote you’re offered. You run a business that uses vans, e.g. Menu. Choose a higher excess, but it will cost more if you claim. Features include new van replacement (refer to policy document), personal accident and personal effects cover, replacement locks and courtesy vehicle cover. Business van insurance is designed to protect your business and minimise loss following damage to or theft of your van. Take a look at our policy document here, Insurance Product Information Document - For policies incepted from 1 Jan 2021 (PDF, 263KB), Insurance Product Information Document - For policies incepted up to and including 31 Dec 2020 (PDF, 264KB), Suitable for drivers aged between 21 and 76, When using our approved repairers, you’ll be guaranteed a courtesy vehicle. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. That’s why our UK-based claims teams are ready to answer your call 24 hours a day. A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. © 2020 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK, Packing tents and equipment for a camping trip, Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. The kind of van you buy will determine the type of van insurance quotes you receive. Courier Van Insurance & Haulage Van Insurance The courier and haulage business van policy provides cover for the transporting of goods over long distances. Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. It could help protect your van and the tools and materials you transport as part of your business. Compare LV with other major business insurance brands. It provides financial protection against the same risks car drivers face. Tools of the trade Tradesmen tips Business basics Insurance News. It's a legal requirement to have van insurance, just like with cars. For example, when importing or exporting goods. Need more info? All of our content is approved by our in-house advisory board of experts. Although the van insurance market is not as competitive as for the car cover space, all companies are desperate to retain business. We use cookies to give you the best possible experience online. Cover features . Learn more about our commercial van insurance below, or get some more information on our private van insurance. courier service 3. Highway Van Insurance Van insurance thats delivers. Highway Motorcycle insurance. View the policy document. More on Highway Motorcycle. Filling with bikes, skis and other sports gear. Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. For example, if you use your van to carry stock, tools and equipment to different locations as part of your normal work, or to make deliveries to your customers, you’ll need business van insurance. Here’s what you need to know about our comprehensive Highway Van product. A quick service. By continuing to use our website, you agree to receiving our cookies on your web browser. The perfect level of cover for both personal and small business use. How many vehicles count as a fleet? More on Clear Van. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost. Perfect for smaller vans being used for small businesses. Passenger vans. It's important to us that if you need to make a claim, you receive a hassle-free service. Why do I need van insurance? Business van owners: A standard van insurance policy won’t cover you if you use the van for business, whether it’s for haulage or courier services or for carrying your own business-related goods. Visit our cookie policy page to find out more and how to change your cookie settings. With business van insurance, you can get all of the above optional extras and more, such as tools in transit protection. Cargo vans. Quality cover for your customers' pride and joy . You can arrange to pay by direct debit, so there’s no need to worry about missing payments. It can also be called company or commercial van insurance. See how much you could save. View LV Highway Insurance policy documents here or get an insurance quote. Vans offer much more flexibility, mainly due to the extra space they give you. You’ll need to take out a specialised business van insurance policy to be insured to drive the van for business – depending on the exact nature of your work, you can choose from: Welcome to Adrian Flux Insurance, specialists in Commercial Vehicle and Van Insurance. Find out more about the changes. This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. The higher the group, the greater the premium. Other ways to get cheap van insurance include: Make sure you’re fully covered and apply for a van insurance quote today. If you're an existing customer, we're still here for you in the event of a claim and we'll continue to deliver the high levels of service you've come to expect of us. tools of your trade) and haulage (i.e. How to compare business van insurance Business van drivers are rightly concerned with keeping their running costs down. Vans are allocated a group depending on various factors, including the cost of their parts, performance and engine size. It generally covers you for everything a standard policy would, but business van insurance can also offer cover where a standard policy wouldn’t apply – for example, if you’re delivering goods as a courier. There are basically three levels of commercial van insurance: third party, third party fire and theft and comprehensive cover. to carry your goods, tools or equipment to different locations as part of your working day. Great value car insurance rated 5 Star by Defaqto. This Birmingham-based van company has had its ups and downs – it ended up going bust back in 2008. We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage. Whether you’re looking to buy new or old, it’s worth checking the insurance group, as this will impact the cost of your cover. These can be registered in the name of a company, a partner or director of the company, allowing one policy to cover your whole business. Business van insurance is a type of insurance policy you can take out for your van if you use it for commercial or business reasons. It’s specifically designed to protect you for work-related activities. It’s important to note the difference between a courier and a haulier to ensure you take out the correct policy. These usually have a large exterior space to advertise a company logo/name. Cover features. Any business tools or equipment If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident; Use of a van if you select ‘replacement hire car’ Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats In the long run this will save the headache when trying to renew, and could end up saving you money on your van insurance. Commercial insurance We have now stopped writing new business and issuing renewals for LV= Commercial products. Our Van Insurance covers vehicles up to 7.5t including tippers, refrigerated vehicles and ice-cream vans. This can make many tasks a lot easier, such as: Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. By continuing to use our website, you agree to receiving our cookies on your web browser. Clear Van Insurance The perfect level of cover for both personal & small business use. Fleet insurance covers a fleet of vehicles. Van insurance that covers you for a whole range of eventualities. And the best part? Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly. Landlord. If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. Here's the full lowdown. You're guaranteed a courtesy vehicle if you need one. Try these tips to find cheap van insurance: Pay up front in full, because insurers charge interest when you pay monthly. These range from simple tips such as paying annually, rather than monthly, to adding another driver to your policy. Helping You To Obtain The Cheapest Van Insurance Quotes . Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. Make a Claim. We guarantee that our van insurance is the cheapest you'll find too - through our cheapest van insurance guaranteed* motto. Compare LDV van insurance. Because we specialise in a variety of van insurance types we're ideally placed to ensure you receive the best protection whilst minimising your costs. Van insurance is a legal requirement to drive your vehicle on the road. Understand what type of insurance you need and how to find the most affordable, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, fixed penalty of £300 and 6 penalty points. However if you're using your van for work, for example, you'll need to check your terms and conditions carefully as not all insurers will cover you for business use. As brokers we work with insurers to create tailored commercial vehicle and van insurance schemes for every situation. We're focused on building strong relationships with like-minded brokers to provide you with the best products and services for you . Get a quote. You need commercial van cover if: 1. Understand what type of insurance you need and how to find the most affordable van insurance quotes with our handy guide. There are two main types of commercial van insurance: carriage of own goods (i.e. But thanks to an influx of Chinese money, LDV is back in the game. Car and van insurance are similar, for example they both cover accidental damage and provide third party cover. Commercial van insurance – or business van insurance – is different to the policy you have for your own personal vehicle. We use cookies to give you the best possible experience online. Get a quote or call us on 0345 301 2882 Cheap van insurance. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. Business van insurance, also known as commercial van insurance, is needed if you use your van in connection with your trade or business. What is van insurance? Buying & selling a van Running your van Your van & your business Insurance News. builder 2. higher the group, the greater the premium. Check your V5C vehicle registration certificate, the log book, to see if your vehicle should be insured as a car or a van. Cut any extras that you don't need 10% of new customers paid £203 or less (Apr 20 - Sep 20). We cover drivers aged from 19 to 74. Getting started Running your property Tenants Finance & legal Market trends Insurance News. It does not include insurance for your own vehicle. As a result, many commercial van owners end up with a policy that is not tailored to their needs and, when push comes to shove, that won’t provide adequate cover. Vans up to 7.5t including ice-cream vans and tippers, offering any driver cover . Considering a change of car or adding another to your household? Learn more about cookies. You can claim if you have an accident or if your vehicle is damaged or stolen. You use your van as a sole trader, e.g. Great van cover for business or pleasure. You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. Our Highway Van product has been designed for vans up to 7.5t including any driver restriction and haulage use. Highway Telematics Car insurance. You can claim if you have an accident or if your vehicle is damaged or stolen. We pass so much business to van insurance providers that they offer us great rates that the general public, and even other van insurance comparison sites, may struggle to match. Running your property Tenants Finance & legal Market trends insurance News pay direct! Be time to switch to a van in the back and minimise following! 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